I’ve been following the Dave Ramsey plan and using the tools at youneedabudget.com. Both are great. Unfortunately, I was never able to find a good debt snowball calculator online, nor could I find a downloadable version fully compatible with Mac Numbers. So, to rectify the situation, I spent a Saturday making my own Debt Snowball Calculator for Mac Numbers. They are at the underlined links below. Wordpress wouldn’t let me post a Numbers file, only an Excel one, so I converted to Excel and posted. But, they should convert back to Numbers nicely and work well in Numbers. Please feel free to revise the files and make them better, and I’ll post the better version.
*** Update (Feb 2017): Several people have asked for a file that can handle more loans, so I’ve created one that goes up to nine loans and have substituted that file for download. ***
***Update (May 2017): It was pointed out to me that the new, nine-loan version doesn’t properly compute payoff dates. Sorry about that! At some point, I’ll get that fixed. In the meantime, I’ll make the six-loan version available (will properly compute payoff dates) and the nine-loan version (needs payoff dates fixed, although you can derive/determine payoff dates by looking at the left-hand columns that show the date). ***
Debt Coach Online Debt Reduction Solutions. The Debt Coach free online tool for finding debt. The original spreadsheet from Vertex42 is still available and is free for personal use. Although it does not come in a version for Numbers, it is available in.xlsx (Excel), Google Sheets, and.ods (Apache OpenOffice, LibreOffice). The Excel version will open in Numbers, but presents several warnings. If it isn't credit cards giving people headaches, it's student loans. Here are four best debt management apps you need now. Tried and tested by experts. Oct 30, 2012 - Choose from these free debt reduction planning spreadsheets to determine which debt to pay down first using the debt snowball method.
Download debt snowball – six loans – Excel (all fields work correctly).
Pay Down Debt Spreadsheet
Download debt snowball – nine loans – Excel (Payoff date computation at top of sheet needs to be corrected, but otherwise works)